Talking points for gifts of appreciated assets

Repeat, repeat, repeat. You may feel like you are constantly talking with your donors about the benefits of giving appreciated stock. Your talk track may go something like this:

–“Before you reach for your checkbook to make a gift to support our mission, consider giving highly-appreciated stock.” 

–“Appreciated stock is frequently a far more advantageous gift to charity than giving cash.” 

–“When you make a gift of shares held for more than one year, you’ll typically be eligible for a charitable deduction at the shares’ fair market value on the date of the gift.” 

–“Plus, because we are a charity, capital gains tax won’t be triggered on the sale of the shares, leaving the full fair market value to support the success of our mission.”

–“By contrast, if you’d sold the shares yourself and given the proceeds, you’d owe capital gains tax. This can be a big hit if you’ve held the shares for many years and they’ve got a low basis.”

–“It’s easy to transfer stock! We work hand-in-hand with the community foundation team.”